Move-In-Ready Cottage Homes on 1 Acre — From $369,900 — No HOA — No Money Down Eligible!

Beautiful 1-Story Homes by Hornet Homes | Eligible for $15,000 NC Housing Assistance | Limited Availability in Spring Hope & Oxford

Find Out if You Qualify for These New Cottages With NO Money Down. Receive the list of available homes, floor plans, pricing, and incentives.

• Note your preferred community in the message box.

  • Village of Old Spring Hope – Move-In-Ready in 2025

  • Murphys Ridge (Oxford / Stem) – Ready March 2026

​

• 1-Story Cottage Style Homes on 1 Acre — All Under $400,000

• These charming, craftsman-inspired cottages by Hornet Homes offer:

• 3 Bedrooms / 2 Baths

• 1,500–1,624 Sq Ft

• 1-Acre Lots (+/-)

• NO HOA available

• Custom layouts (not cookie-cutter)

• Crawl-space foundations (no slab construction)

• Open concept living

• Premium finishes

• Quiet, rural setting with city convenience

• Perfect for:
  🏡 First-time buyers
  🌲 Downsizers
  ✨ Anyone who wants land + no HOA + new construction
  💰 Buyers wanting to stop renting and own a home with no money down

​

💰 Huge Incentive: $15,000 in Down Payment & Closing Cost Assistance

These homes are fully eligible for the NC Housing Loan, offering up to:

⭐ $15,000 toward down payment & closing costs

⭐ No Money Down Options Available

⭐ Below-market interest rates

Yes — you may be able to move into a brand-new cottage with
➡ No down payment
➡ Paid closing costs
➡ Monthly payments often less than rent

Fill out the form below to check your eligibility.

​

​